Car Warehouse is a Licensed Credit Broker.
In partnership with Black Horse Motor Finance we offer competitive rates to finance your new car.
We are committed to offering our customers the most flexible finance packages to suit their needs. The sections below describe some of the most common finance options.


The most popular method of funding a new vehicle. You pay a deposit on the vehicle of your choice and enter into an greement with a finance company for the balance over a fixed period. Monthly payments are fixed with the car acting as security for the loan. After the final payment has been made the vehicle is owned by you.



A very similar proposition to Hire Purchase with the added flexibility of a much lower deposit (or even no deposit) but still with fixed interest rates and fixed monthly repayments over the life of the loan.



A Popular method of funding with customers looking for a late plate used car with affordable monthly payments. By deferring part of the purchase price (up to 35%) to the end of the agreement, monthly repayments can be reduced over a shorter period e.g. 2 years at the end of which there are usually three options


Trade-in using any profit as deposit on next car

Pay deferred sum and keep vehicle

Hand vehicle back to finance company
















Same Day Collection
Available on most of our stock SEVEN days a week
You will need to bring:
Photo ID (Passport, Photo driving licence showing current address)
Two individual proofs of current address (bank statement, utility bill, mortgage statement, NOT mobile phone bill) dated within last 3 months.
Acceptable deposit payment (cash, bank draft, debit card)
All documents for part exchange (if applicable) - Full V5, MOT etc.

Drive-Away subject to status can be arranged within 2 hours



Get Ready For a Drive-Away
Unsure of what to choose? Like a few repayment options to consider? Want to get things moving for a Drive-Away deal when you get here?
Simply click the header above, complete our application "in principle" form and we can have everything ready for you before your arrival. We will contact you before you leave to confirm your "in principle" finance.



Know the vehicle you want??
The fact that we are not tied to any manufacturer backed finance scheme means we are able to independently source the best deal for you. If you have seen the vehicle of your choice and decided how much deposit you would like to pay and the period of your loan, click the header above, complete the application form and we will contact you with a firm quote.



Most finance companies use a points scoring system to determine who they offer finance facilities to. These factors factors include;
Income • Credit History • Payment Profile • Employment History • Residential Status • Repayment Source • Bankruptcy • Fraud • CCJs etc.
Whilst there is no "quick fix" to improve your credit score, we have companies who can be sympathetic to personal situations enabling you to obtain a loan and by making timely repayments you will be able to re-establish a previously poor credit rating.


The rate that you will be offered will reflect an assessment of your personal circumstances, the amount you wish to borrow, the period of the loan and mileage of the vehicle you wish to purchase.
Applicants must be aged 18 or over. Finance is subject to status. Written quatations are available on request from;
Car Warehouse, 8 Christow Road, Marsh Barton, Exeter EX2 8QU.